Hiring a handyman in NYC: 8 checks before you say yes

A quick checklist to avoid surprises: license, insurance, contract, payment and more.

1. Check the license. Jobs over $200 need a NYC Home Improvement Contractor license. How to check.
2. Ask about insurance. Ask for proof of general liability insurance, and workers' compensation if they have employees. Many co-ops and condos require a certificate of insurance before work starts.
3. Read reviews. Look for reviews that describe similar jobs, and how the pro handled problems.
4. Get 2–3 quotes. Very low quotes can mean shortcuts. Compare what's included, not just the price.
5. Get it in writing. A written contract should list the work, materials, price, start and finish dates, and the contractor's license number.
6. Don't pay everything up front. Pay a reasonable deposit and the rest as work is completed. Avoid cash-only arrangements for big jobs.
7. Check building rules. Your building may limit work hours or need an alteration agreement. Some work needs a DOB permit.
8. Know your rights. For home improvement contracts, New York consumers generally get a 3-day right to cancel. Keep copies of everything.

Ready? Find a licensed pro near you.